Your Family Home

Your Family Home

Local Authorities force the sale of up to 70,000 family homes in England & Wales each year to cover the owner’s costs of long-term care. This, of course, significantly diminishes your childrens’ legacy which you have striven for during your working life. To assist you, we have designed a sensible and legal way to ensure that your children receive the inheritance you intended for them.

By acting before long-term care becomes either likely or necessary, Family Home Protection can ensure that your home is not personally owned by you upon your entry into care. Once this is done, it will not be possible to assess your home as part of your financial worth, as the home will not be a capital resource available to you.

It should be emphasised that if you wait until you are ill and/or likely to be in need of care, the Local Authority will seek to set aside such planning. If however you plan a sensible period in advance, it can be a “safe” thing to do for your family’s advantage. Before acting, however, it is necessary to be sure of your rationale and intentions. You should take individual advice before acting as it is not necessarily for everyone and your personal circumstances may suggest that it is “not for you”. For most people it is, but advice is necessary before acting.
For a free fact sheet, please fill in an enquiry form.

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