Retirement Reality: Double Your Savings or Double Your Risk Profile

Retirement Reality: Double Your Savings or Double Your Risk Profile

Published on 11/09/2012

The average retirement saver will need to double their rate of savings in order to be able to retire even five years later than originally planned.

Given that real yields are negative for Treasury bonds inside of 20-years, the steady stream of inflows into investment grade bond funds that hold a mixture of government, agency, and high grade corporate securities, will simply fail to return an adequate rate of return commensurate with the current savings rates of most retirement savers. What savers need to do is find higher asset returns or increase their personal savings rate.

How are you going to maintain your living standards when you retire?

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